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Loan Breakdown Examples per Truth In Lending Act Requirement:
Min. Repayment Period: 75 Days
Max. Repayment Period: 365 Days
Min. Annual Percentage Rate (APR): 7.95%
Max. Annual Percentage Rate (APR): 30.85%
Example of Actual Loan Cost:
Loan Amount: $1,000
Repayment Term: 12 Months
Interest Rate: 30.7%
Loan Origination Fees: $35.00
Payment Every Month: $97.54
Total Loan Cost: $1,202.21